Certified Women-Owned Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds in New York

As a Registered Investment Advisor AnnMarie and the Depoian Team has over 25 years of experience providing Investment Advisory Services, Financial Resources & Written Financial Plans to Private & Public Sector Clients as well as Individuals. We expose strengths & weaknesses of current plans, We Research & Explain Best Options & Choices for clients to achieve their goals. NO QUOTAS, NO FEE, NO PRESSURE, FIDUCIARIES, OPERATING MON-SAT 9A-9P THROUGHOUT THE US SPECIALIZING IN TEACHING HOW MONEY WORKS/ FINANCIALL LITERACY WORKSHOPS ON-SITE & VIRTUALLY Our partner companies represent nationally recognized brands with excellent ratings and reputations such as: Fidelity, FRANKLIN, Invesco, COREBRIDGE, Lincoln Financial, Brighthouse Financial, Equitable-plus 15 other Investment Providers NMLO LICENSED MORTGAGE PROVIDER, NMLS#1723477 LegalShield 20 National Auto & Home & Business Insurers Vivint Home Security Together we provide Financial Solutions that our clients trust and rely on.

Tera Consulting Inc is diverse and agile company exemplifying the highest standards of Professional Service and Support Products- *Highest Quality IT Software, Hardware Consulting Solution. * Highest Quality Integrated Marketing. * Highest Quality Green Office and related products. “Service & supplies experts”.