Certified Women-Owned Pension Funds

To provide relevant, timely education in an interactive engaging manner about federal employees' benefits; different options of the various benefits for FERS, CSRS, LEO'S, ATF's; advantages and disadvantages of options with FEGLI, TSP, FEHB; prepare individualized retirement estimates; instructions on how to integrate those benefits with the other financial and insurance products in employees' life; maximize benefits with and without survivor benefits; continuation of these benefits in retirement; provid guided training notes.

We have over 35 years of experience in giving expert retirement advice. We educate Federal Employees on what their benefits mean, what they may need to change and update and what their income will be in retirement. We show them how to create income streams in retirement. We know Federal Benefits!

I do a comprehensive financial plan, personalized to meet their needs, whether it be a single person, a couple, or a business. After that has been completed I prepare a Portfolio Binder with the details of their investments and the plan for them , showing the income, expenses with inflation, and investment order, taxes, Social Security benefits, and everything pertaining to their retirement. We will implement the plan and continue to work with them in reviews to be sure they are on track. I also will review tax savings where possible. Explain an IRA Roth Conversion if it would be advantageous for them and their legacy. I also work with younger folks to prepare for retirement and help them to build a savings for retirement. Life Insurance is another avenue I work in as well. I also show folks how to utilize annuities to create income for life in retirement and starting investing in annuities to build a higher income for retirement without the risk.